Terms of Service

1. Educational Purpose

HOA Bonds provides educational information about hoa & condo association fidelity bonds. Use the state guides to prepare your research, then compare them with your association's governing documents and current state requirements. Consult qualified advisers when you need legal or financial advice.

2. Applications and Bond Issuance

HOA Bonds is operated by The Southern Agency, a licensed insurance agency. After a positive coverage calculation, available bond applications open outside HOA Bonds on mybondapp.rlicorp.com for eligible amounts up to and including $100,000, or on app.hoabonds.com for amounts over $100,000. The destination provider confirms eligibility, terms, limits, and final bond wording. The external application does not run on this site. The issuing surety carrier determines underwriting, coverage limits, terms, and premiums.

3. Keeping Coverage Current

Review your bond amount, renewal date, and applicable requirements regularly. State requirements and association governing documents can change.