Buy an HOA or condo fidelity bond.
Choose your state, confirm the bond amount, and buy coverage for your association funds.
Buy Your Fidelity Bond
Select your state to see the requirements and buy the right bond.
Why associations use
Use cited requirements, educational calculations, and a clear path to bond options.
Start with the rule
State Requirement Guides
Read the cited state rules and identify the provisions that may apply to your association before selecting coverage.
Translate it into coverage
Coverage Calculators
Use our educational tools built on state formulas to estimate operating and reserve coverage when the applicable rule defines an amount.
Move forward with clarity
State-Linked Bond Options
Move from the state guide to available association and bond amount options, then continue to the external bond provider.
Find coverage for your association
Review your state’s requirements, estimate coverage, and choose a bond option.
Choose your state
Select the state where your association operates to see the requirements and available bonds.
Choose your stateEstimate your coverage
Use the calculator and your governing documents to identify the coverage amount to seek.
Calculate coverageChoose your bond
Choose the association type and bond amount that fit your state’s requirements, then continue to purchase.
Find Your BondReady to choose coverage?
Choose your state, confirm the bond amount, and continue to purchase.
State requirements
Review the state rules, formulas, and official sources for your association.
Prepare to apply
Gather your association type, funds information, and required coverage before starting an application.