HOA & condo fidelity bonds

Get the fidelity bond your association needs.

Choose your state, answer the applicable coverage questions, and then review available application options.

State requirements
Protects operating & reserve funds
Board & employee coverage

Start Your Bond Purchase

Select your state, then answer its coverage questions as part of getting your bond.

Select a State

Why associations useBONDS

Use cited requirements, educational calculations, and a clear path to bond options.

01

Start with the rule

State Requirement Guides

Read the cited state rules and identify the provisions that may apply to your association before selecting coverage.

02

Build your bond request

Guided Bond Purchase

Answer guided questions built on state formulas to estimate operating and reserve coverage as part of getting your bond.

03

Move forward with clarity

State-Linked Bond Options

Move from the state guide to available association and bond amount options, then continue to the external bond provider.

Find coverage for your association

Review your state’s requirements, estimate coverage, and choose a bond option.

01

Choose your state

Select the state where your association operates to see the requirements and coverage questions.

Choose your state
02

Estimate your coverage

Answer guided questions and use your governing documents to identify the coverage amount to seek.

Get Your Bond
03

Review application options

After a positive calculation, review the application options available for that state and amount.

Get Your Bond

Ready to get your bond?

Choose your state, answer the coverage questions, and review your available application options.

State requirements

Review the state rules, formulas, and official sources for your association.

Prepare to apply

Gather your association type, funds information, and required coverage before starting an application.